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  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

  • Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Goods in Transit Insurance

Protect the contents of your van

Make sure the goods or tools in your van are covered should the worst happen.

Call us for a quote

Provided by Able Insurance Services Ltd

What is Goods in Transit Insurance?

It’s a type of cover specifically for the contents of your van – which makes it ideal for couriers or those in the haulage industry. Goods in Transit Insurance can also protect drivers who regularly use their van to move materials, goods and tools for business purposes.

There are two types of Goods in Transit Insurance:

  1. Own goods
  2. Carriage of goods for hire and reward

Goods in Transit Insurance only covers the goods in the van and not the vehicle itself, so you’ll still need van insurance.

Own goods

Own goods insurance offers cover against the loss or damage of trade tools while being carried by or stowed in a vehicle that you own or hire.

It covers the kinds of tools and equipment used by someone in the course of their business, including:

  • Hand/power tools
  • Machinery
  • Equipment
  • Personal protective equipment
  • Consumables
  • Spare parts

It also covers merchandise in transit in a vehicle owned or used by you and includes any period where you’re loading or unloading.

The kinds of merchandise covered (other than the trade tools listed above) include goods you sell or supply in the course of your business like:

  • Bathroom suites
  • Kitchen cabinets or appliances
  • Boilers
  • Fitted furniture

How much cover do you need?

To work out the level of cover you need, add up the value of your tools and merchandise. Make sure you work out the amount of cover you need as accurately as possible.

If you overestimate, you could pay more than you need to for your insurance, but if you underestimate you could be left out of pocket if you need to claim. When you know how much your goods are worth, choose one of our four levels of cover.

Carriage of goods for hire and reward

Carriage of goods for hire and reward offers protection for anyone who is paid to transport goods or move cargo. It covers theft, fire or impact damage for goods being delivered in the van.

It’s ideal for couriers delivering multi drop parcels for companies like Amazon or DPD – although we also cover other types of delivery like newspapers or mechanical parts.

Our levels of cover range from £1k to £50k and there’s an excess of £250.

Who needs goods in transit cover?

Whether you carry tools, transport goods for others, or deliver parcels, Goods in Transit Insurance will make sure you’re protected should the worst happen.

Examples of the kinds of people who might need goods in transit cover include:



  • Couriers
  • Anyone who offers delivery for goods purchased
  • Wholesale newspaper delivery
  • Light haulage contractors

Frequently Asked Questions

What is GIT insurance?

GIT stands for goods in transit. This is a type of insurance that covers the contents of your van, making it ideal for couriers or haulage.

How much is Goods in Transit Insurance?

Goods in Transit Insurance varies in cost depending on:

  1. The business you run
  2. The amount of cover you need
  3. How many vehicles you need to cover

Able Insurance Services Ltd

Goods in Transit Insurance is arranged and administered by Able Insurance Services Ltd (Ellipse, Ground Floor, Padley Road, Swansea SA1 8AN) - FCA registration number 311649, trading as Gladiator, which is authorised and regulated by the Financial Conduct Authority.